Privacy Policy

Guardian Investors & Associates LLC. is committed to protecting your privacy and we will not sell, rent, or giveaway your personal information unless we sell this business, in which case we will give you 2 weeks notice to remove your personal information from this database before selling it to a third party.  We maintain strict customer information privacy policies and use state of the art technologies to safeguard customer and users information, and communications from unauthorized intrusions.  Guardian Investors & Associates LLC. will continue to protect this information consistent with federal laws and with federal regulations.

By submitting any personal data on the Guardian Investors & Associates LLC site, you authorize Guardian Investors & Associates LLC to use, process and transfer (if necessary across borders) such data, even in and to countries where the level of data protection may not be ommensurate with the high standard of protection adopted by certain countries, such as the standard suggested by the EU Data Protection Directive.  In the event of a security breach, any and all customers whose personal information may have been stolen will be notified of the breach. Unless required by law, Guardian Investors & Associates LLC will not disclose to third parties any customer identifiable information derived from the registration for or use of our online Products and/or Service -- including customer names and addresses -- without the consent of the customer.

Guardian Investors & Associates LLC. will occasionally update this Privacy Policy to reflect company and customer feedback or changes to privacy legislation. We may use your personal information to contact you for promotional purposes, such as with informational e-mail messages. In any such case, we will provide a clear means for you to remove yourself from future mailings.

Information that is not personally identifiable may be collected and stored for site statistics and research to make our website more usable. This may include information such as site visitors' browser and operating system, IP address, domain and host names, and date and time of access. This information is not shared with any third parties except in the preparation of statistical or research reports from our logs.

Guardian Investors & Associates LLC. may use suppliers to collect, process, store, use, analyze and/or transfer the data on its behalf. In such case, it is Guardian Investors & Associates LLC. practice to require that these suppliers handle the personal data they process or transfer in a manner consistent with Guardian Investors & Associates LLC. policies. By submitting the personal data to us, you acknowledge and agree with your data being processed and/or transferred on Guardian Investors & Associates LLC’s behalf by its suppliers.

Notification of Changes

This policy may be revised over time as new features are added to the Guardian Investors & Associates LLC Products and/or Service or as we incorporate suggestions from our customers. If we are going to use or disclose your personally identifiable information in a manner materially different from that stated at the time we collected the information, you will have a choice as to whether or not we use or disclose your information in this new manner. We reserve the right to make changes at any time without notification to our subscribers or customers, and encourage you to check back frequently. 

We will post the amended Privacy Policy prominently on our Web site so that you can always review what information we gather, how we might use that information, and whether we will disclose it to anyone. Please check the INSTANTRealEstateSolutions.com Web site at www.INSTANTRealEstateSolutions.com at any time for the most current version of our Privacy Policy.

Web Site Traffic Information

Because of the way that World Wide Web communication standards work, when you arrive at or leave the Guardian Investors & Associates LLC Web site, we automatically receive the Web address of the site that you came from or are going to. We also collect information on which pages of our Web site you visit while you are on the Guardian Investors & Associates LLC site, the type of browser you use and the times you access our Web site. We use this information only to try to understand our customers' preferences better and to manage the load on our servers, so as to improve our Products and/or Service and your experience with Guardian Investors & Associates LLC. We do not track the Web sites that you visit before or after you leave the Guardian Investors & Associates LLC site.

Our Use of "Cookies"

"Cookies" are small files of data that reside on your computer and allow us to recognize you as a Guardian Investors & Associates LLC customer if you return to the Guardian Investors & Associates LLC site using the same computer and browser. We send a "session cookie"to your computer if and when you log in to your Guardian Investors & Associates LLC account by entering your e-mail address and password. These cookies allow us to recognize you if you visit multiple pages in our site during the same session, so that you don't need to re-enter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect.

We also use longer-lasting cookies to display your e-mail address on our sign-in form, so that you don't have to retype the e-mail address each time when you log in to your Guardian Investors & Associates LLC account. In addition, we use cookies to process our referral program, described in Section C below. Our cookie files are encoded so that your e-mail address and other information can only be interpreted by Guardian Investors & Associates LLC. We may, however, share cookie information regarding whether or not a certain user is already registered with Guardian Investors & Associates LLC with certain merchants with whom we have an official co-marketing relationship.

Customer Products and/or Service Correspondence

If you send us correspondence, including e-mails and faxes, we retain such information in the records of your account. We will also retain customer Products and/or Service correspondence and other correspondence from Guardian Investors & Associates LLC to you. We retain these records in order to measure and improve our customer Products and/or Service, and to investigate potential fraud and violations of our User Agreement. We may, over time, delete these records if permitted by law.

Questionnaires, Surveys and Profile Data

From time to time, we offer optional questionnaires and surveys to our users for such purposes as collecting demographic information or assessing users' interests and needs. The use of the information collected will be explained in detail in the survey itself. If we collect personally identifiable information from our users in these questionnaires and surveys, the users will be given notice of how the information will be used prior to their participation in the survey or questionnaire.

Non-member Recipients and Requests

When a member either sends a payment to, or requests a payment from, an individual who is not a registered member of Guardian Investors & Associates LLC, we will retain the information that the member submits to us, including, for example, the other party's email address and/or name, for the benefit of the member who is attempting to contact the non-member, so that the member can see a complete record of his or her transactions, including uncompleted transactions. Although this information is stored indefinitely, we will not market to the non-member in any way at any time. Additionally, these non-members have the same rights to access and correct information about themselves (assuming that their email addresses were correct enough to reach them) as anyone else who uses Guardian Investors & Associates LLC.

Disclosure to Third Parties Other Than Guardian Investors & Associates LLC Customers

Guardian Investors & Associates LLC will not sell or rent any of your personally identifiable information to third parties. Guardian Investors & Associates LLC will not share any of your personally identifiable information with third parties except in the limited circumstances described below, or with your express permission (and with other Guardian Investors & Associates LLC customers as described above). These third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information is shared.

We share information with companies that help us process the transactions you request and protect our customers' transactions from fraud, such as sharing your credit card number with a Products and/or Service that screens for lost and stolen card numbers.. Additionally, if you go into a negative balance and owe us money, we may share information with processing companies including collection agencies.

We may disclose the information we collect, to companies that perform marketing Products and/or Services on our behalf. We may also disclose the information we collect (but not your bank account or credit card information) to other financial institutions with whom we have joint marketing agreements, in order to determine whether you are pre-approved for the products that Guardian Investors & Associates LLC is jointly marketing with a third party. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit using the information except to market the specified Guardian Investors & Associates LLC-related products or Products and/or Services, unless you have affirmatively agreed or given your prior permission for other uses.

We disclose information that we in good faith believe is appropriate to cooperate in investigations of fraud or other illegal activity, or to conduct investigations of violations of our User Agreement. For example, this means that if we conduct a fraud investigation and conclude that one side has engaged in deceptive practices, we can give that person or entity's contact information (but not bank account or credit card information) to victims who request it.

We disclose information in response to a subpoena, warrant, court order, levy, attachment, order of a court-appointed receiver or other comparable legal process, including subpoenas from private parties in a civil action.

We disclose information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you). 

We share aggregated statistical data with our business partners or for public relations. For example, we may disclose that a specific percentage of our users live in California. However, this aggregated information is not tied to personally identifiable information. 

As with any other business, it is possible that Guardian Investors & Associates LLC in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by Guardian Investors & Associates LLC, including customer account information, but would continue to be bound by this Privacy Policy 

Our Contacts with Guardian Investors & Associates LLC Customers

We communicate with users on a regular basis via e-mail to provide requested Products and/or Services, and we also communicate by phone to resolve customer complaints or investigate suspicious transactions. We use your e-mail address to confirm your opening of a INSTANTRealEstateSolutions.com™ membership account, to send you notice of payments that you send or receive through Guardian Investors & Associates LLC (including referral payments described below), to send information about important changes to our products and Products and/or Services, and to send notices and other disclosures required by law. Generally, users cannot opt out of these communications, but they will be primarily informational in nature rather than promotional.  

Terms and Conditions of Use

Please read this Agreement carefully before accessing or using the Products and/or Service. By accessing or using the Products and/or Service, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not access or use the Products and/or Service. If you utilize the Products and/or Service in a manner inconsistent with these terms and conditions, GUARDIAN INVESTORS & ASSOCIATES LLC may terminate your access, block your future access and/or seek such additional relief as the circumstances of your misuse indicate is proper. GUARDIAN INVESTORS & ASSOCIATES LLC may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. You agree to review the Agreement periodically to be aware of such modifications and your continued access or use of the Products and/or Service shall be deemed your conclusive acceptance of the modified Agreement.

  1. Operating Policies.You agree to comply with the Operating Policies set forth (as they may be amended by GUARDIAN INVESTORS & ASSOCIATES LLC from time to time), which are the rules that govern your activity in connection with the Products and/or Service. GUARDIAN INVESTORS & ASSOCIATES LLC has the right but not the obligation to remove any communications and materials that GUARDIAN INVESTORS & ASSOCIATES LLC believes in its sole discretion violate the Operating Policies.
  2. Copyright, Licenses and Idea Submissions.The entire contents of the Products and/or Service are copyrighted under the United States copyright laws. The owner of the copyright is GUARDIAN INVESTORS & ASSOCIATES LLC. You may print and download portions of material from the different areas of the Products and/or Service solely for your own non-commercial use. You may make: (a) one machine readable copy, (b) one backup copy, and (c) one print copy of any portions of material downloaded from the different areas of the Products and/or Service solely for your non-commercial use. Any other copying, redistribution, retransmission or publication of any downloaded material, is strictly prohibited without the express written consent of GUARDIAN INVESTORS & ASSOCIATES LLC or any third party information provider to the Products and/or Service. You agree not to change or delete any proprietary notices from materials downloaded from the Products and/or Service. You agree to grant to GUARDIAN INVESTORS & ASSOCIATES LLC a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sublicense, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and Products and/or Services) you submit to public areas of the Products and/or Service (such as bulletin boards, forums and newsgroups) by all means and in any media now known or hereafter developed. You also grant to GUARDIAN INVESTORS & ASSOCIATES LLC the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against GUARDIAN INVESTORS & ASSOCIATES LLC for any alleged or actual infringement or misappropriation of any proprietary right in your communications to us.
  3. Use of the Products and/or Service.You understand that, except for information, products or Products and/or Services clearly identified as being supplied by GUARDIAN INVESTORS & ASSOCIATES LLC, GUARDIAN INVESTORS & ASSOCIATES LLC does not operate, control or endorse any information, products or Products and/or Services on the Internet in any way. Except for GUARDIAN INVESTORS & ASSOCIATES LLC-identified information, products or Products and/or Services, all information, products and Products and/or Services offered through the Products and/or Service or on the Internet generally are offered by third parties that are not affiliated with GUARDIAN INVESTORS & ASSOCIATES LLC. You also understand that GUARDIAN INVESTORS & ASSOCIATES LLC cannot and does not guarantee or warrant that files available for downloading through the Products and/or Service will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Products and/or Service for the reconstruction of any lost data.You assume total responsibility and risk for your use of the Products and/or Service and the Internet. GUARDIAN INVESTORS & ASSOCIATES LLC does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the Products and/or Service, any merchandise, information or Products and/or Service provided through the Products and/or Service or on the Internet generally, and GUARDIAN INVESTORS & ASSOCIATES LLC shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, Products and/or Services, merchandise and other information provided through the Products and/or Service or on the Internet generally. GUARDIAN INVESTORS & ASSOCIATES LLC does not warrant that the Products and/or Service will be uninterrupted or error-free or that defects in the Products and/or Service will be corrected. The Products and/or Service and any software made available on the Products and/or Service are provided on an "as is, as available" basis.

    In no event will GUARDIAN INVESTORS & ASSOCIATES LLC be liable for (I) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the Products and/or Service, or any information, or transactions provided on the Products and/or Service or downloaded or hyperlinked from the Products and/or Service, even if GUARDIAN INVESTORS & ASSOCIATES LLC or its authorized representatives have been advised of the possibility of such damages, or (II) any claim attributable to errors, omissions, or other inaccuracies in the Products and/or Service and/or materials or information downloaded through, or hyperlinked from, the Products and/or Service. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, GUARDIAN INVESTORS & ASSOCIATES LLC's liability is limited to the greatest extent permitted by law.
  4. Indemnification.You agree to indemnify, defend and hold harmless GUARDIAN INVESTORS & ASSOCIATES LLC, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Products and/or Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement by you.

    Third Party Rights. The provisions of paragraphs 3 (Use of the Products and/or Service), and 4 (Indemnification) are for the benefit of GUARDIAN INVESTORS & ASSOCIATES LLC and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Products and/or Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
  5. Term; Termination.This Agreement may be terminated by either party without notice at any time for any reason; provided that you may no longer use the Products and/or Service after you have terminated this Agreement. The provisions of paragraphs 2 (Copyright, Licenses and Idea Submissions), 3 (Use of the Products and/or Service), 4 (Indemnification), 5 (Third Party Rights) and 7 (Miscellaneous) shall survive any termination of this Agreement.
  6. Miscellaneous.This Agreement shall all be governed and construed in accordance with the laws of the State of New York applicable to agreements made and to be performed in New York. You agree that any legal action or proceeding between GUARDIAN INVESTORS & ASSOCIATES LLC and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in New York. Any cause of action or claim you may have with respect to the Products and/or Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. GUARDIAN INVESTORS & ASSOCIATES LLC's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. GUARDIAN INVESTORS & ASSOCIATES LLC may assign its rights and duties under this Agreement to any party at any time without notice to you.
Legal Disclaimer

All information provided is of a general nature and is not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.

No one should act upon such information without appropriate professional advice after a thorough examination of the facts of the particular situation.  Guardian Investors & Associates LLC. reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, any Products and/or Services (including email Products and/or Services) provided through this site (or any part thereof) with or without notice, or in accordance with the terms of a separate written agreement with Guardian Investors & Associates LLC. You agree that Guardian Investors & Associates LLC. shall not be liable to you or to any third party for any modification, suspension or discontinuance of such Products and/or Services.

You warrant and represent that you own or control all of the rights to any information submitted by you to Guardian Investors & Associates LLC through this site or otherwise, including, without limitation, all the rights necessary for you to provide, post, upload, input or submit your submitted information.   

Guardian Investors & Associates LLC. is under no obligation to post or use any information you may provide and Guardian Investors & Associates LLC. may remove any such information at any time in its sole discretion. For greater certainty, Guardian Investors & Associates LLC. does not claim ownership to any information that you may provide Guardian Investors & Associates LLC., unless otherwise expressly provided. Notwithstanding the foregoing, any Enhancements made by you or anyone acting on your behalf, including your employees, will be the property of Guardian Investors & Associates LLC. without any further consideration to you, whether or not such Enhancements are incorporated into Guardian Investors & Associates LLC. products and Products and/or Services.

Copyright

Unless otherwise authorized by Guardian Investors & Associates LLC., no one is allowed to reproduce in whole or in part, in any form, any information found on this Web site. All content that is made available to view and/or download in connection with this site, is owned by and is the copyrighted work of Guardian Investors & Associates LLC. and/or its suppliers and is protected by copyright laws and international treaty provisions. You may download one copy of the materials on any single computer for your personal non-commercial use only, provided that all the copyright information and other proprietary notices are kept intact. 

All contents of this site are © 2006 Guardian Investors & Associates LLC. All rights reserved.

Links to third-party sites

This site may contain links to third party Web sites ("Linked Sites"), and may incorporate information obtained from third parties ("Third Party Information"). The links to third-party sites are provided as a convenience to you only and do not imply an endorsement by Guardian Investors & Associates LLC of any such linked site. We cannot be held responsible for information and materials found on sites controlled or operated outside of its domain, including any assurance of the accuracy of such information.

By opting in to Guardian Investors & Associates LLC , you agree to the following Terms of Service.

This Agreement provides the terms and conditions governing the use of INSTANTRealEstateSolutions.com™’s services. You agree to use your INSTANTRealEstateSolutions.com™ account in a manner that is consistent with all applicable laws and regulations and in accordance with the terms and conditions discussed herein.

This Agreement is between Guardian Investors & Associates LLC (hereafter referred to as “the service provider”) and all its’ subscribers (hereafter referred to as “the client”). Unless the context requires otherwise, the service provider, and/or its’ assigns shall be referred to as "us”, “we”, or “our" and the client shall be referred to as "you”, “your” or “subscriber."

I understand that the service provider, and/or its’ assigns do not guarantee, imply, or predict any type of profit or response from said services. The client irrevocably covenants, promises and agrees to indemnify the service provider and/or its’ assigns and to hold the service provider and/or its’ assigns harmless from and against any and all losses, claims, expenses, suits, damages, costs, demands or liabilities, joint or several, of whatever kind or nature which the service provider and/or its’ assigns may sustain or to which the service provider and/or its’ assigns may become subject arising out of or relating in any way to the use of the services provided under this Agreement, including, without limitation, in each case attorneys' fees, costs and expenses actually incurred in defending against or enforcing any such losses, claims, expenses, suits, damages or liabilities.

Service Fees:

By using Guardian Investors & Associates LLC services, you agree to accept the fees you may incur as a result of using the service provider’s software, services, or ordering products including but not limited to, fees for supplemental services or features and purchases made through the use of the service provider. Subject to any applicable law, fees and charges for Guardian Investors & Associates LLC services are non-refundable unless the pricing terms for the applicable service expressly states otherwise.

There will be a recurring membership and/or account holder fee, after any trial subscription.

This Agreement and the client’s use of Guardian Investors & Associates LLC’s services shall become effective on the date the order is submitted by the client to the service provider (“Effective Date”).  The Period of Performance of this Agreement shall commence on the Effective Date and shall automatically renew for additional like periods (“Renewal Periods”) under the same terms and conditions as herein agreed, which may be amended from time to time, unless and until either party provides the other party with notice of termination (refer to account Cancellation instructions below) at least seven (7) days prior to any Renewal Period.

The service provider will continue to renew automatically unless terminated by Guardian Investors & Associates LLC or until the client notifies Guardian Investors & Associates LLC of your intent to change your service renewal. For account cancellation instructions refer to the cancellation policy below found in these Terms of Service.

METHOD OF PAYMENT

The client must provide a valid method of payment (credit card or other pre-arranged payment method) prior to and during any time the client receives Guardian Investors & Associates LLC Services.  The Renewal Fees will be due three (3) full days prior to the recurring effective date of the Renewal Period, and will be automatically debited from the client’s credit card prior to that date.  Service fees for each Renewal Period will be invoiced thirty (30) days prior to the commencement of the Renewal Period.  The client acknowledges and agrees that the service provider will not require any additional authorization for any recurring payments or automatic billing options.

Accounts are considered in default if the payment is not received with three (3) days after the effective date of the Renewal Period.  The service provider may suspend or terminate use of the Guardian Investors & Associates LLC services if the client fails to provide a valid designated payment method upon request, or if Guardian Investors & Associates LLC is unable, for any reason, to bill charges to the client’s designated payment method.  If the payment is more than five (5) days past due, the client will be liable for any fees Guardian Investors & Associates LLC incurs in its efforts to collect any unpaid balances.

Any billing problems or discrepancies must be brought to Guardian Investors & Associates LLC's attention within thirty (30) days from the date the client is billed.  If you do not bring them to Guardian Investors & Associates LLC's attention within thirty (30) days, you agree that you waive your right to dispute such problems or discrepancies with Guardian Investors & Associates LLC.  If you have any billing-related questions or want to stop a recurring payment from being charged to your designated payment email info@INSTANTRealEstateSolutions.com™

ACCEPTABLE USE POLICY

The client is solely responsible for the content of transmissions through the service. The service provider does however, reserve the right to take any action with respect to the service that it deems necessary, or appropriate, in Guardian Investors & Associates LLC's sole discretion if it is deemed that the client’s transmissions or use of the Service may create liability for Guardian Investors & Associates LLC.

The client’s use of the service is subject to all applicable local, state, national and international laws and regulations (including without limitation those governing account collection, export control, consumer protection, unfair competition, trafficking of obscene material, anti-discrimination or false advertising). The client agrees: (1) to comply with all United States laws, rules and other regulations applicable in connection with the service; (2) not to use the service for illegal purposes; (3) not to use the service to infringe any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; (4) that illegal adult oriented websites featuring nudity and acts of a sexual nature are expressly prohibited; and (5) not to transmit through the service, through feedback or otherwise, any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature.

TERMINATION
We may terminate your account:
  1. If any check drafts authorized under this Agreement, are returned unpaid;
  2. If you violate the Terms Of Service Policy;
  3. If you breach any term of this Agreement;
  4. If you are involved in the sales and/or distribution of the following materials:
    a) Cable filters;
    b) Ponzi or Pyramid Schemes;
    c)
    Sale and/or distribution of any illegal materials; or
  5. For any reason, at our sole discretion.

NO WARRANTIES

WE MAKE NO WARRANTIES TO THE CLIENT OF ANY KIND, EXPRESSED OR IMPLIED, WITH RESPECT TO THE SERVICE Guardian Investors & Associates LLC ITS SUBCONTRACTORS AND AFFILIATES PROVIDE YOU. WE EXPRESSLY DISCLAIM ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS OF THIS SERVICE FOR A PARTICULAR PURPOSE. We shall not be liable for any damages suffered by the client, whether indirect, special, incidental, exemplary, or consequential, including, but not limited to, loss of data or service interruptions, regardless of cause or fault. We are not responsible for lost profits or for loss of data or information. If notwithstanding this clause we are held liable to you.

TERMS

The client agrees: (1) to use our system in a manner that is ethical and in conformity with community standards; (2) to respect the privacy of other users (you shall not intentionally seek data or passwords belonging to other users, nor will you modify files or represent yourself as another user unless explicitly authorized to do so by that user); (3) to respect the legal protection provided by copyright law, trade secret law, or other laws protecting intellectual property. 4) to accept notifications of service changes, commercial email and similar offers presented through the Guardian Investors & Associates LLC Corp system or via email.

If the service provider learns of a violation or likely violation of its’ TERMS OF SERVICE, we will attempt to notify you. If you do not take immediate remedial action which is satisfactory to us, or in the event of a serious violation of the TERMS OF SERVICE, we reserve the right to terminate your account immediately. Every effort will be made to inform you prior to account termination, and to re-establish your account upon receiving such representations from you as we deem appropriate in the circumstances.

Guardian Investors & Associates LLC constitutes that our anti spam policy is an inherent part of our Terms of Service.  As such, by submitting to the terms outlined in our Terms of Service, you are also bound to the policies contained in our Anti-Spam Policy.

We strictly prohibit any involvement in unsolicited commercial email (UCE) campaigns, commonly known as SPAM.  We maintain a Zero-Tolerance policy against SPAM, be it direct, third party or any affiliate or similar agent acting on the account holder’s behalf.  All lists used in conjunction with the services provided by the service provider, are required to be 100% opt-in lists (refer to Guardian Investors & Associates LLC anti-spam policy for additional terms regarding opt-in list requirements).

Any member reported to be or caught violating these terms of service will be immediately terminated as per Guardian Investors & Associates LLC’s Anti-Spam Policy.

ASSIGNMENT

This Agreement is personal to you. You may not assign your rights under this Agreement without our prior written consent. If you do assign your rights, as would be the case were someone other than you to use your account, you shall remain liable to us for any fees due under this Agreement. We may assign this Agreement at any time.

CHANGE OF TERMS AND CONDITIONS

We reserve the right to change the terms and conditions of this Agreement as needed. Use of our servers by you after said changes constitutes acceptance of those new terms and conditions. This includes, but is not limited to, the right to change our subscription rates at any time. If you do not agree to the new terms and conditions, you may terminate this Agreement in accordance with our cancellation policy. For changes in subscription rates, we will always give thirty (30) days notice prior to changing subscription rates.

NOTIFICATION OF ACCOUNT CHANGES

You agree to provide us with such other information relating to your use of this service as we deem necessary or desirable. You agree to notify us if your address, email address, telephone number or billing information changes.

NOTICES

All notices, requests, demands, and other communications under this Agreement shall be in writing and shall be deemed to have been given on the date of delivery: if delivered personally to the party to whom notice is to be given; if sent by electronic mail with a cc: to sender; if sent by fax; or on the third day after mailing by first class mail.  ALL SALES ARE FINAL.

GENERAL PROVISIONS

The subject headings of the articles and sections are for convenience only, and shall not affect the construction or interpretation of any of its provisions. If any portion of this Agreement is found invalid or unenforceable, that portion shall be severed and the remainder of this Agreement shall remain in force. This Agreement constitutes the entire Agreement between the service provider pertaining to its subject matter and supersedes all of our prior Agreements, representations, and understandings. Subject to Section I, no supplement, modification, or amendment of this Agreement shall be binding unless executed in writing by both parties. No waiver of any of the provisions of this Agreement shall be deemed, or shall constitute a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by the party making the waiver. This Agreement may be executed in one or more counterparts. WE RESERVE THE RIGHT TO CHANGE THIS AND ANY OF OUR POLICIES AT ANY TIME.  PLEASE CHECK BACK FOR REGULAR UPDATES. Each shall be deemed an original, but all of which together shall constitute one and the same instrument. If an organization is the subscriber, the individual signing up for our services represents that he or she is duly authorized to enter into this Agreement on behalf of that organization. In the event of a dispute, the parties agree to submit the matter to the Community Dispute Resolution Service or any recognized Arbitration Board located within our state and county, before instituting litigation.

USE OF AFFILIATE MODULE

All merchants using this feature must adhere to local legislation regarding such programs. Further, any merchant offering such a program to their clients must act in a responsible and ethical manner, including but not limited to payment of affiliates, assignment of commissions, and abiding the terms laid out in their affiliate Terms of Service. Guardian Investors & Associates LLC reserves the right to terminate the account of any violating client or affiliate using our system, without notice or compensation.

AFFILIATE AGREEMENT

This Reseller Agreement (the "Agreement") contains the complete terms and conditions which govern your participation in the Guardian Investors & Associates LLC affiliate program.

Pay-Out Schedule

Minimum check amount is $50.00 (USD).Commissions are paid for all service plans. Commissions are paid on accounts that have paid for their service. Commissions will accrue immediately, but will be paid the month following account sign-up. All payments are sent on the 28th of the month for the previous month’s sales and recurring customer payments.

Guardian Investors & Associates LLC reserves the right to change this information, affiliate terms and payment policies at any time. Referral tracking is held for at least six (6) months, if a customer clicks on your referral link and signs up within six (6) months, you receive referral credit for sale.

Affiliates are paid on the 28th of the month for all sales for the previous month. All commissions are subject to customer payment.

We require a minimum of $50.00 (USD) in commissions to your account before we will distribute a check. All commissions are accrued until this minimum commission level is achieved.

You will receive credit every time your referred customer purchases from www.Guardian Investors & Associates LLC. We use cookies to insure if they return to www.INSTANTRealEstateSolutions.com™, you will still make commissions from that referral for six (6) months after initial referral. Recurring commissions will be paid as long as the customer's account remains in current paid status.

In order for you to get PAID on a sale, the referral MUST click off your Affiliate link or banner. The code MUST be the exact code generated by Guardian Investors & Associates LLC. That is the ONLY way we can track your commission.

If a referral does not have your referral ID listed in their account you must notify us before the next commission pay out date. Commission and or referrals can not be claimed and will not be paid beyond the next pay out date.

Method of Payment

Payment will be made by US Check or PayPal.

Enrollment In The Program

To enroll as a participant in the affiliate program, simply click the referral program link within your account. There you will find your tracking link. You must not use or display on the affiliate link any hypertext links provided to you by Guardian Investors & Associates LLC in a manner that is defamatory, misleading, libelous, obscene or otherwise potentially damaging to the reputation of Guardian Investors & Associates LLC.

You must not use the link in any of these ways;

  1. Violate any state, federal or foreign laws or regulations.
  2. NO SPAM EMAIL SOLICITATION ALLOWED
  3. Accounts will be suspended if SPAM occurs!
  4. Infringe on any intellectual property rights.
  5. Are defamatory, slanderous or trade libelous.
  6. Are threatening or harassing.
  7. Are discriminatory based on gender, race, age or promote hate.

The client further understands that should he/she choose to take advantage of Guardian Investors & Associates LLC's referral program, he/she is not entitled to refer the client or his/her own company and receive commission on these transactions specifically, where the client has not paid for the first account. The client agrees to receive commission on self-referrals where he/she has paid for the first account.

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REFUND POLICY – ALL SALES ARE FINAL

TRIAL SUBSCRIPTIONS

You may cancel your trial subscription anytime within the first 7 days. Your credit card will not be refunded the $1.00 trial fee.

You may cancel your trial subscription anytime within the first 7 days. Your credit card will not be refunded the $1.00 trial fee. You also understand that upon expiration of my free trial, my membership will no longer function until you pay for the service.